1. Introduction

Welcome to JS Life and Mortgage Protection Insurance. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information. By engaging with our services, you consent to the practices described in this policy.

2. Information We Collect

We collect personal information to provide you with mortgage protection insurance services. The information we collect may include, but is not limited to:

• Contact details (name, address, email, phone number)
• Financial information (income, credit history)
• Mortgage details (loan amount, property information)
• Health information (if required for underwriting)

3. How We Use Your Information

We use your information for the following purposes:

• Assessing and underwriting mortgage protection insurance policies
• Communicating with you about your policy
• Processing claims and providing benefits
• Complying with legal and regulatory requirements

4. Information Sharing

We may share your information with:

• Insurance underwriters and partners
• Regulatory authorities as required by law
• Service providers assisting with policy administration
• Third parties with your consent

5. Data Security

We employ security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. Access to your data is restricted to employees and authorized service providers who need it for business purposes.

6. Cookies and Tracking Technologies

We may use cookies and similar technologies to enhance your experience on our website. You can manage your cookie preferences through your browser settings.

7. Your Choices

You have the right to:

• Access and correct your personal information
• Opt-out of certain data processing activities
• Request data deletion, subject to legal and contractual obligations

8. Changes to this Privacy Policy

We reserve the right to update this privacy policy. We will notify you of any material changes, and the updated policy will be effective upon posting.

9. Contact Information

For questions, concerns, or requests related to your privacy, please contact us at [Insert Contact Information].

Thank you for choosing JS Life and Mortgage Protection Insurance.